Coach Capital offers a wide variety of leasing programs to enable your company to acquire the equipment it needs with the innovative solution that works best for you.

Lease Purchase ($1 BuyOut) This plan allows you to buy the equipment at the end of the lease for the nominal amount of $1. For companies that intend to keep the equipment at the end of the lease, this is the best option. In essence, you are building "equity" in the equipment, so you can also sell the equipment at the end of the lease or trade it in for the latest technology. Coach Capital can assist you in selling the equipment at the expiration date of your lease. (This lease is also known as a Capital Lease.)

Operating Lease (Fair Market Value BuyOut)

This structure provides you with the option to purchase the equipment at the end of the lease for its then current Fair Market Value, continue leasing the equipment based on its then current Fair Market Value, or return the equipment.

Venture Leases

For start-up companies, Coach Capital offers a lease in which we provide 100% financing. To qualify, the company should have venture capital backing and enough cash on hand to justify the projections in its business plan. For those companies that do not have a venture capital investor, Coach Capital can usually structure a lease partially collateralized by cash or marketable securities.

Deferred Payment

This program is attractive to companies in which the equipment will be used for a project that won't generate revenue for a short period of time, possibly three to six months. The lease is structured so that the initial months have nominal or no payments.

Seasonal Payment

This lease is designed for those businesses with seasonal cash flows. For example, we can design a lease where the payments might be lower during the summer months and higher during the rest of the year, or vice versa.

Step-up / Step-down Payments

This can be structured so that lease payments can be set up to match a company's cash flow needs. Payments can start low and then increase during the later years of the lease, or payments can start high and then decrease, minimizing finance charges.

Municipal Lease

This program is available to all city and state agencies such as public school districts, municipal hospitals, police and fire departments. Due to the tax exempt status of the lessee, rates are lower than standard commercial rates.

Equipment Refinancing

This program is designed to help our clients recoup their equity investments that may have been previously financed elsewhere or in cases where the equipment was purchased with cash.